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Long-Term Care Services

We work our entire lives to accomplish dreams, build assets and live to the fullest. The thought of having someone else dictate what level of care we get and from whom is troublesome. While the future is uncertain for all of us, it doesn't have to be frightening.

When you take control now, you preserve the control you'll have in the future. In order to do that, however, you have to fully understand the pros and cons, the incremental benefits and seemingly harmless pitfalls to every option for long-term care.

That's why I'm here. As your long-term care consultant and broker, I guide you through all the alternatives, pointing out details that you might not otherwise think about. With the information you gain, you can make insightful decisions that will positively impact the rest of your life.

Individual Consultations

During an individual consultation, we take a look at your:

  • Current situation
  • Future goals
  • Financial standing
  • Existing insurance
  • Preferred lifestyle
  • Expected costs you'll face when older

Next we'll review the pros and cons of several different long-term care possibilities including:

  • Medicaid & Medicare
  • Self Insurance
  • Reverse Mortgages
  • Accelerated Benefits from Life Insurance
  • Deferred Annuities
  • Impaired Risk Annuities
  • Long-Term Care Insurance
  • And more

Finally, we'll create a customized plan that meets your specific needs consisting of whichever options make the most sense for you. You'll have the confidence of knowing you'll never be a burden to your loved ones now or in the years to come.

Free Business Seminars

When employees are distracted by concern for loved ones; absenteeism rises, productivity decreases and mistakes are more prevalent. There is a way to help eliminate employee downtime that:

  • Shows devotion to your employees
  • Significantly reduces distraction
  • Empowers employees to take control over the situations
  • Is free

Starting with the basics, I'll educate your employees about the options available with regard to long-term care. They'll quickly see which ones provide the maximum benefits for their needs. In addition, I'll answer questions pertaining to Medicare and Medicaid, long-term care insurance, other types of insurance policies that may offer hidden benefits and more.

Once your employees understand that help is available, you'll likely see a reduction in unscheduled time off and an increase in productivity and work quality.

Seminars are free-of-charge and require no effort by your Human Resources department.



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Nancy Gould has always been there for me. She is very knowledgeable, professional and caring. With her assistance, making tough decisions is much easier. She has a great deal of experience which is helpful when trying to figure out just how to design a plan. I highly recommend her to anyone who is interested in protecting their family from the emotional strain and high cost of care.
N. Keller



Nancy has been a friend and trusted adviser on my insurance needs for many years. She has been responsive, always patient with my questions and concerns and skilled in providing the best coverage available for my needs and budget.
Stephen Crosby
Chautauqua, New York

 
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    Phone: 914.242.3250      Fax: 914.242.3250
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